Once we’ve spent the time exploring what’s most important to you and prioritized the first goals we’ll pursue together, it’s time to do a thorough review of your current portfolio. We’ll be looking hard at a number of items here.

• We’ll work to get a measurement of your true risk tolerance.
• We’ll see how the risk your taking in your current portfolio compares with your true risk tolerance.
• We’ll compare these measurements with the returns you’ll need to work towards your goals.
• We’ll review the risk of your current investments with their returns over multiple time periods to see if improvements might be made.
• We’ll make recommendations for you to consider that might reduce your risk, lower your costs, improve your performance over time or possibly some of all three.
• We’ll make recommendations of any other account types you might consider that might more efficiently address the goals you’ve made a top priority.